Give part of your savings a more certain path.

A multi year guaranteed annuity offers a stated interest rate for a selected period. We help you compare the guarantee, access to your money, and the insurer behind it.

Request Current Options

Guarantees depend on the issuing insurer’s claims-paying ability and contract terms. Surrender charges and withdrawal restrictions may apply.

3 to 10

Years, on your terms.

Explore the guarantee period that fits your goals and liquidity needs. Availability depends on carrier and state.

3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs

UNDERSTAND YOUR OPTIONS

A plan that reflects your priorities.

Choose your time horizon

Explore guarantee periods from 3 through 10 years, depending on carrier and state availability.

Know what is guaranteed

The issuing insurance company guarantees the stated rate for the selected period under the contract.

Compare the complete picture

Review withdrawal provisions, renewal terms, surrender charges, and carrier financial strength together.

KNOW BEFORE YOU DECIDE

The details matter.
So do the tradeoffs.

Access to your money

Withdrawals beyond contract allowances may incur surrender charges and a market value adjustment. Keep sufficient liquid reserves elsewhere.

Taxes and timing

Earnings are generally taxable when distributed. A 10% additional federal tax may apply before age 59½. Retirement accounts receive no additional tax deferral.

A guarantee has a guarantor

All guarantees depend on the issuing insurer’s financial strength and claims-paying ability. Renewal rates may be lower.

Your time horizon. Your options.

Required unless marked optional. No medical or account details needed.

Full nameYour ageState of residencePreferred guarantee period Where would the funds come from? Email addressPhone number

We’ll save your request, then prepare an email for you to review and send to our team.

Please do not submit Social Security numbers, birth dates, medical records, or account numbers. Privacy & disclosures

Important considerations

Fixed annuities are insurance contracts, not bank deposits, and are not FDIC or SIPC insured. Product features and availability vary. A suitability and best interest review, as applicable, is required before a recommendation.

M. H. LeBlang Insurance Services is not the issuing insurance company and does not guarantee the contract. Any contractual guarantees depend on the issuer’s claims-paying ability and the terms of the contract.

M. H. LeBlang Insurance Services and the licensed insurance producer may receive commissions and other compensation from the issuing insurance company. Compensation varies by product and carrier and creates a financial incentive.

Learn more about annuities at Investor.gov