A little planning. A lot of protection.

Life changes. The need to protect the people you love stays. Find straightforward term coverage or build a plan around more complex needs.

Apply Now for Term Insurance

Simple term only. For conversion, long term care benefits, or advanced needs, choose a consultation.

A thoughtful conversation with a licensed insurance producer

01 / THE SIMPLE TERM PATH

Know what you need?
Start online.

For straightforward term life coverage, go directly to the term life application.

Apply Now for Term Insurance

02 / THE PERSONAL PLANNING PATH

A little more complex?
Let’s talk it through.

For conversion options, permanent protection, care benefits, business needs, or a policy review.

Schedule a Consultation

UNDERSTAND YOUR OPTIONS

A plan that reflects your priorities.

Simple term coverage

A death benefit for a defined period can help replace income, cover a mortgage, or protect a growing family.

Coverage designed around you

Permanent insurance, conversion options, living benefits, and estate or business needs deserve a personal review.

Make the most of what you have

Review your current coverage, beneficiaries, affordability, and policy performance before making a change.

KNOW BEFORE YOU DECIDE

The details matter.
So do the tradeoffs.

A defined period

Term coverage ends when its term expires unless renewed or converted under the policy. Renewal costs may increase.

The right application path

The online application is for simple term coverage. For conversion options or more advanced planning, request a consultation.

Approval is individual

Premiums and availability depend on underwriting, eligibility, the issuing insurer, and your state.

Important considerations

Coverage is subject to underwriting, product eligibility, policy terms, and state availability. An application does not bind coverage. Do not cancel existing coverage until replacement coverage is in force and has been reviewed.

M. H. LeBlang Insurance Services is not the issuing insurance company and does not guarantee the contract. Any contractual guarantees depend on the issuer’s claims-paying ability and the terms of the contract.

M. H. LeBlang Insurance Services and the licensed insurance producer may receive commissions and other compensation from the issuing insurance company. Compensation varies by product and carrier and creates a financial incentive.

LET’S MAKE THE NEXT STEP SIMPLE

You don’t have to figure it out alone.

Start with a conversation. We’ll help you find a path that fits.